Stripe integration included

Accept credit cards for
vacation rental bookings

Accept credit cards, Apple Pay, and Google Pay on your vacation rental website. Stripe integration built-in. 2.9% + 30¢ per transaction. Money goes directly to your bank account. Setup in 15 minutes.

5-day free trial · No credit card · Live in 15 minutes

See your property as a direct booking website

Paste your Airbnb or VRBO link. Free preview in 2 minutes, no account needed.

No signup requiredNo credit cardReady in minutes

Payment cost comparison

Illustrative costs on a $1,000 booking — verify current rates in each account.

What you keep matters

Stripe processes the payment. OTA marketplaces bundle distribution with their fees. Both costs are real — compare what you net after each channel does its job.

PlatformCost on $1,000RateWhat it includes
Payment processing via your site$29.302.9% + 30¢Card processing only
VrboVacation rental marketplace~$80~8% exampleDistribution + payment + support
AirbnbVacation rental marketplace~$155~15.5% exampleDistribution + payment + AirCover

Everything you need to accept payments

Professional payment processing built for vacation rentals

Stripe integration built-in

Connect your Stripe account in 2 minutes. No coding required. Accept credit cards, Apple Pay, and Google Pay instantly on your booking website.

2.9% + 30¢ per transaction

No monthly fees, no setup fees, no hidden costs. Just pay Stripe's standard processing rate. For a $1,000 booking, that's $29.30 — compared to $155 on Airbnb.

Secure PCI-compliant payments

Stripe handles all security and PCI compliance. Guest card details are never stored on your site. Built-in fraud detection and 3D Secure authentication protect both you and your guests.

Fast payouts to your bank

Stripe deposits funds directly to your bank account within 2 business days (after initial verification). No waiting until check-in like Airbnb.

Damage deposit authorization

Place a hold on guest's credit card for damage deposit without charging them. Automatically releases after checkout, or capture if damage occurs.

Global payment support

Accept payments from guests worldwide. Stripe supports 135+ currencies and payment methods. Your guests can pay in their local currency.

Frequently asked questions

How do I accept credit cards for vacation rental bookings?
The easiest way is to use Stripe integrated into your booking website. DirectBookings includes Stripe integration built-in — connect your Stripe account in 2 minutes and start accepting credit cards, Apple Pay, and Google Pay. Stripe charges 2.9% + 30¢ per transaction with no monthly fees. Money goes directly to your bank account. No merchant account or complex setup required.
What does Stripe charge for vacation rental payments?
Stripe charges 2.9% + 30¢ per successful transaction. For a $1,000 booking, Stripe takes $29.30, and you receive $970.70. There are no monthly fees, setup fees, or hidden costs. This is significantly cheaper than Airbnb (15.5%) or VRBO (8%) while giving you full control of the payment flow and guest data.
Is Stripe safe for vacation rental payments?
Yes. Stripe is PCI-DSS Level 1 certified (the highest security standard) and used by millions of businesses worldwide. Guest credit card details are never stored on your website — Stripe handles all secure payment processing. Stripe also includes built-in fraud detection, chargeback protection tools, and 3D Secure authentication for card verification.
Can guests pay with Apple Pay and Google Pay?
Yes. When you use Stripe with DirectBookings, guests can pay with credit cards, debit cards, Apple Pay, Google Pay, and other digital wallets. Mobile payments make checkout faster and increase booking conversion rates, especially on smartphones.
How fast do I receive money from vacation rental bookings?
Stripe deposits funds to your bank account on a rolling basis. For new accounts, the first payout takes 7-14 days (Stripe's standard verification period). After that, payouts are typically 2 business days after a successful payment. This is much faster than Airbnb (24 hours after check-in) or VRBO (depends on host settings).
Do I need a merchant account to accept credit cards?
No. Stripe is an all-in-one payment processor — you don't need a separate merchant account. Sign up for Stripe (free), connect it to DirectBookings, and start accepting payments. No application fees, no monthly minimums, no long-term contracts. Just pay 2.9% + 30¢ per transaction.
Can I collect damage deposits with Stripe?
Yes. DirectBookings supports damage deposits through Stripe. You can authorize a hold on the guest's card for the deposit amount (e.g., $500) without charging them immediately. The hold releases automatically after checkout if there's no damage, or you can capture the charge if needed. This provides protection without requiring separate payment collection.
What countries does Stripe support for vacation rentals?
Stripe supports businesses in 45+ countries including the US, Canada, UK, most of Europe, Australia, and many others. Guests from anywhere in the world can pay with their credit cards. Check Stripe's website for the current list of supported countries for your business location.
How do refunds work with Stripe for vacation rentals?
You can process full or partial refunds directly through Stripe from your DirectBookings dashboard. Refunds are issued back to the guest's original payment method within 5-10 business days. Stripe refunds the processing fee for full refunds. You control the refund policy and process based on your cancellation terms.
Is it cheaper to use Stripe than Airbnb or VRBO?
Yes. Stripe charges 2.9% + 30¢ per transaction. Airbnb takes 15.5% per booking, and VRBO takes 8%. For a $1,000 booking: Stripe = $29.30 fee (2.9%), Airbnb = $155 fee (15.5%), VRBO = $80 fee (8%). By accepting credit cards directly through Stripe on your own website, you save 81% compared to Airbnb and 64% compared to VRBO.

Related resources

Turn one-time guests into repeat direct bookings

Most hosts never see their guests again. Every OTA stay should become your next direct booking — your website accepts commission-free reservations, your WiFi keeps your brand in front of guests long after checkout.

The repeat booking engine
1

Guest books on Airbnb

You pay the OTA commission

2

Stays at your property

Their only visit — for now

3

Connects to your WiFi

Branded splash page

4

Email captured

Added to your guest CRM

5

Automated follow-up

Offers & seasonal discounts

Books directly next trip

Zero OTA commission

Step 1

Direct Booking Website

Accept commission-free reservations from day one. Your own branded site with payments, calendar sync, and automated check-in — live in 15 minutes.

  • Branded booking website with custom domain
  • Stripe payments — zero booking fees
  • Calendar sync with Airbnb & VRBO
  • Pre-signed rental agreements & waivers
Start accepting direct bookings →
Step 2

Guest WiFi Marketing

Stop letting guests disappear after checkout. Capture their email when they log on to WiFi, then automatically invite them back to book direct next time.

  • Branded WiFi splash page & guest email capture
  • Automated rebooking campaigns & seasonal offers
  • Repeat-guest discounts to win the direct booking
  • Guest CRM across all your properties — any router
See WiFi Marketing →

One repeat booking often pays for your subscription many times over — there's no OTA commission the second time around. Bundle subscribers save 30% on Guest WiFi Marketing.

Start accepting credit cards today.

$9/month includes Stripe integration. Connect in 2 minutes. Accept payments same day. 5-day free trial.

No credit card required · Cancel anytime

Accept Credit Cards for Vacation Rental — Stripe Integration for $9/mo | DirectBookings